Archive

Archive for August, 2015

School Equipment

August 27, 2015 Leave a comment

School Equipment

Did you know that school items furnished for your student’s use (iPads, band instruments) are covered under your homeowners insurance? Today we discuss how to bestĀ insure those items for loss.

Visit us online at http://www.mvpinsure.us!

Categories: Uncategorized

Need a Lyft?

August 20, 2015 Leave a comment

Need a Lyft?

This week we talked about the different car programs that have come about to help the environment as well as put a little extra cash in a vehicle-owners wallet. We are linking these sites FOR EDUCATIONAL PURPOSES ONLY AND DO NOT RECOMMEND THE USE OF THESE SITES!:

Uber – sign up on their website, download the app. Sign into the app when you’re available to drive, get paid.

Lyft – same concept as Uber, drive as much or as little as you want.

RelayRides – people pay you to use your car for few hours or a few days.

Getaround – same concept as RelayRides, you don’t drive – the customer does.

The waters haven’t totally been tested, but this most recent lawsuit has been settled by Uber after one of their “drivers” hit and killed a 6 year old. The driver was logged into the app but did not have passengers, initially the company claimed that the driver was not providing services at the time of the accident in order to distance themselves from the lawsuit. Lyft has had their share of incidents as well…

Keep in mind that many of these services say they include insurance coverage while using them. This coverage may or may not meet the state’s coverage requirements and of course there are exclusions and limitations. If you’re thinking your personal auto policy will cover the gaps that the service’s insurance leaves – think again. Most personal auto policies exclude coverage for “commercial” operations such as delivery, taxi, or rentals.

Live in Michigan and are in need of a hometown insurance agent? Call us at 800-968-1497!

Categories: Uncategorized

A Claims Question

August 13, 2015 Leave a comment

A Claims Question

This week on the program we answer the question, “Will this affect my insurance?” when it comes to claims. As always it is best to talk to your hometown insurance agent when possible before turning in a claim. In some cases the agent may find it more beneficial in the long run for you to not turn in a claim.

Don’t have a hometown insurance agent and live in Michigan? CallĀ 1-800-968-1497 and let us be your agent!

Categories: Uncategorized

Insurable Interest

August 6, 2015 Leave a comment

Insurable Interest

Did you know that you cannot insure things you don’t have an “insurable interest” in? On today’s show we discuss what insurable interest means and how it relates to insurance.

Here is the Wikipedia entry on insurable interest and here is an article as it relates to auto insurance.

If you’re in Michigan and in need of a Hometown Insurance Agent, call us at 1-800-968-1497!

Categories: Uncategorized