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Archive for April, 2017

Mold

April 27, 2017 Leave a comment

Mold

With Spring here & the Winter snows melted, in many areas of the country mold is becoming prevalent. Mold requires very little to grow (warm, damp areas) and if left unchecked can become a physical danger to those that breathe in the spores.

The North Carolina Department of Health shares some information on their website about mold:

  • Water can enter into any building without proper prevention/maintenance
  • Water vapor/humidity can help to promote mold growth
  • HVAC units that are too small for the building/area it is meant to cool/heat can contribute to increasing the humidity/allow for condensation to occur

On Martha Stewart’s website, she shares some prevention tips as well:

  • Be sure to wipe down/squeegee all wet surfaces after taking a shower or bath
  • Don’t use a bleach cleaning product, use tea tree oil for hard surfaces
  • Take care of leaky pipes/faucets/roof leaks/foundation cracks to prevent water/mold damage
  • Have your HVAC checked if your vents smell “musty” or there is condensation around them
  • DO NOT try to take care of mold yourself

Finally on ServPro’s website, they recommend the following if mold is found:

  • Don’t touch or disturb the mold
  • Turn off your HVAC to prevent spreading of spores
  • Don’t use bleach or other biocides
  • Don’t attempt to dry the area yourself

 

Some homeowners policy include $10,000 – $50,000 for mold remediation, but as you read the fine print – the coverage is available only to covered water losses only and only after the water damage had been taken care of…

 

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Sprinkler Tips

April 20, 2017 Leave a comment

Sprinkler Tips

Spring is the time when people get outside and start doing maintenance on their yards, taking care of debris leftover from winter and preparing their lawns. It’s also a time when water claims can occur if underground sprinkling systems aren’t properly checked prior to their use. We found this article from the folks at Conserve H2O to help people properly check their sprinkler systems.

Seattle’s Saving Water organization has a great wiki on taking care of a leaky outdoor faucet. It’s best to take care of a leaky faucet right away to no only save water, but also a potential claim when the leak becomes a full-on deluge.

In The Swim has a great blog article on spring pool maintenance as well if you own a pool.

Maintaining your outdoor water sources will help prevent water damage from occurring in and around your home.

 

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Water Heaters

April 13, 2017 Leave a comment

Water Heaters

 

With water heaters being in the top five sources of residential water losses, it’s important that you maintain your water heater & plumbing system to prevent a potential loss. This week we discussed an article from Angie’s List that gives four signs that your water heater needs replacing:

  • The age of your water heater – if it’s 20 years or older, there is a greater potential for loss
  • Rusty water – if rust-colored water comes out of your hot water tap, it may be coming from the water heater
  • Rumbling or noise – if the water heater is making noise, it could mean that sediment has built up and a loss is imminent
  • Water around the base – wet or dampness around the base of the water heater could indicate a leak is starting

Then Hartford Steam Boiler has an article on cutting down your water heating costs:

  • Use an energy-efficient water heater
  • Replace faucet/shower hardware
  • Insulate the pipes
  • Optimize the thermostat
  • Maintain the system

 

 

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized

Flood Protection

Flood Protection

With the Spring comes melting snow & ice as well as rain showers. In many areas of the country, this time of year means potential disaster from floodwaters. The folks at Hartford Steam Boiler has some tips to help protect your property when the floodwaters rise.

Know Your Flood Exposure – there are maps & websites that can help you determine the likelihood of floods in your area. If you live in a flood-prone region, take extra steps by having sandbags & other emergency supplies on-hand.

Watch The Electrical – during floods electrical power can suddenly be cut. If you do have to leave your property because of flood, shut off power to the property from the main power panel. This will help to protect yourself & others from electrical shock when power is restored.

When Equipment Gets Wet – items such as water heaters, furnaces, washer/dryer, central air units will need to be thoroughly cleaned and inspected to make sure they are in safe & working condition. Electronics will need specialized cleaning/repair and may not be salvageable. Combustion motors pose a huge problem due to the need to drain all fluids and check/clean every pipe/opening.

Keep In Contact – one of the most important items to keep handy are the contact phone numbers for you insurance carriers. Keeping in contact with the company & adjuster during a claim will help to speed up the process.

 

Contact Us!

At Marsilje & Vander Plow Insurance Agency, we can work with you to make sure you’ve got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 616-396-1497 or send us a note at marsiljeins@gmail.com. We want to help you meet your goals, and make sure what’s important to you is protected!

Categories: Uncategorized